EU AI Act · Article 50

Five-Day Article 50
Readiness Sprint

Technical implementation of Article 50 transparency controls for agentic payment platforms. Rail-neutral. Audit-ready. PSD3/PSR-aligned based on provisional political agreement text.

August 2, 2026 obligation date €15,000 flat fee Five-day delivery MSA + SOW required
Request scope call → legal@mnnr.app No buy button. Stripe is dark pending MSA execution.
Regulatory Context Article 50 transparency obligations apply from August 2, 2026, subject to exceptions. PSD3/PSR implementation details pending legislative completion. Final text governs; this sprint is based on provisional political agreement text.

Sprint Structure

What this sprint delivers

A structured five-day technical engagement. Each day has defined inputs, outputs, and acceptance criteria. Kickoff requires a signed MSA, executed SOW, and 50% deposit.

01 Day

Environment Audit & Policy Baseline

Review of client API architecture, existing authorization policy configuration, and current audit logging posture. Identification of Article 50 transparency gaps against the provisional political agreement text. Delivery of a written gap analysis document.

Gap Analysis Document API Architecture Review Policy Baseline Report
02 Day

API Integration & Transparency Tagging

Integration of MNNR's authorization overlay with client API endpoints in the test environment. Configuration of Article 50 transparency tagging for machine-initiated transactions. Validation of tag structure against provisional Article 50 requirements.

API Integration (Test Env) Transparency Tag Schema Integration Test Report
03 Day

Authorization Policy Configuration

Configuration of client-specific authorization policies within the MNNR governance layer. Policy rules are derived from client's draft authorization policies provided as a prerequisite. Policy enforcement testing against defined transaction scenarios.

Policy Configuration File Enforcement Test Results Policy Documentation
04 Day

Audit Evidence Generation & Export Setup

Configuration of audit evidence generation pipelines. Setup of structured audit export in formats suitable for regulatory review. Validation that exported evidence captures required Article 50 transparency fields as defined in provisional text.

Audit Export Configuration Sample Audit Package Export Format Documentation
05 Day

Documentation, Handover & Acceptance

Delivery of complete technical documentation package. Walkthrough session with client's named technical contact. Acceptance testing against agreed criteria. Delivery of implementation summary for client's internal compliance records.

Technical Documentation Package Handover Walkthrough Implementation Summary

Scope Boundaries

What this sprint does not include

These exclusions are explicit. They are not negotiable additions to the sprint scope. Clients requiring these services should engage appropriate professional advisors independently.

Legal Advice

MNNR is not a law firm. This sprint does not constitute legal advice on Article 50 obligations or any other regulatory matter.

Regulatory Approval

This sprint does not obtain, apply for, or guarantee any regulatory approval from any competent authority.

Certification

MNNR does not certify, endorse, or attest to a client's compliance status. No certification is issued.

Guaranteed Audit Pass

Technical controls reduce audit risk. They do not guarantee a passing outcome in any regulatory examination or audit.

Production Deployment

Sprint deliverables are scoped to the client's test environment. Production deployment is the client's responsibility.

Ongoing Monitoring or Support

The sprint is a time-bounded engagement. Ongoing monitoring, support, or maintenance requires a separate agreement.

Target Clients

Who this is for

The sprint is designed for organizations with agentic payment exposure under PSD3 and Article 50 of the EU AI Act. Clients must have an existing API infrastructure and a named technical contact.

EU & UK Payment Platforms

Platforms operating under PSD2/PSD3 or the UK Payment Services Regulations with agentic payment flows requiring Article 50 transparency tagging.

AI Deployers

Organizations deploying AI systems that initiate or authorize payment transactions, subject to Article 50 transparency obligations from August 2, 2026.

Banks with Agentic Exposure

Financial institutions integrating Visa Agentic Ready, Mastercard Agent Pay, or similar rails where machine-initiated transactions require governance controls.

Enterprise SaaS Platforms

SaaS providers embedding agentic payment capabilities via Stripe Tempo MPP, AWS Bedrock AgentCore Payments, or similar integrations.

Technical Detail

Technical scope

MNNR operates as a rail-neutral authorization overlay. The sprint integrates this overlay with the client's existing API infrastructure without replacing the underlying payment rail.

Component Description Delivery
API Integration MNNR authorization overlay connected to client API endpoints in test environment. Supports REST. Configuration documented. Day 2
Transparency Tagging Article 50 transparency tags applied to machine-initiated transaction records per provisional political agreement text. Day 2
Policy Configuration Authorization policy rules configured within MNNR governance layer, derived from client-provided draft policies. Day 3
Audit Export Structured audit evidence export pipeline. Output includes transparency fields, policy enforcement records, and transaction metadata. Day 4
Documentation Package Technical implementation documentation, policy configuration reference, and audit export format specification. Day 5

Client Requirements

Customer prerequisites

The sprint cannot commence without these prerequisites in place. They are not negotiable. Clients unable to satisfy prerequisites should contact us before signing.

  • API Access: Client must provide API credentials and endpoint documentation for the test environment prior to Day 1.
  • Test Environment: A functional test environment that mirrors production authorization flows must be available and accessible throughout the sprint.
  • Named Technical Contact: A single named technical contact with authority to make integration decisions must be available for the full five-day period.
  • Draft Authorization Policies: Client must provide draft authorization policies in writing prior to Day 3. These form the basis of policy configuration.
  • Signed MSA + SOW: Master Services Agreement and Statement of Work must be fully executed before kickoff. 50% deposit required on signing.

Pricing & Terms

Pricing and payment terms

Fixed-fee engagement. No hourly overruns. Scope changes require a signed SOW amendment.

€ 15,000

Five-Day Article 50 Readiness Sprint · Flat fee · EUR

On signing €7,500 (50%)
On acceptance €7,500 (50%)
Required before kickoff Signed MSA + executed SOW
Currency EUR (invoiced in EUR)
Payment method Wire transfer (details in MSA)
Stripe payment processing is currently disabled pending MSA execution. There is no online purchase flow. Engagement begins only after signed MSA, executed SOW, and receipt of 50% deposit. MNNR is not a law firm. This engagement does not constitute legal advice, regulatory approval, certification, or a guarantee of audit pass.
Request scope call → legal@mnnr.app

Frequently Asked Questions

FAQ

Does this sprint satisfy our Article 50 transparency obligations?
No. MNNR provides technical controls — API integration, transparency tagging, policy configuration, and audit evidence generation. Whether those controls satisfy your specific Article 50 obligations under the EU AI Act is a legal question that requires advice from qualified legal counsel. We do not provide legal advice, and we do not certify compliance. Final PSD3/PSR implementation details are also pending legislative completion; this sprint is based on provisional political agreement text.
What does "rail-neutral" mean in practice?
MNNR's authorization overlay sits above the payment execution layer. It does not replace or interact with Visa Agentic Ready, Mastercard Agent Pay, Stripe Tempo MPP, or any other execution rail. It integrates with your existing API infrastructure to apply governance controls and generate audit evidence, regardless of which rail processes the underlying transaction. You do not need to change your payment rail to use MNNR.
What happens if the final Article 50 text differs from the provisional text?
This sprint is explicitly based on provisional political agreement text. Final PSD3/PSR implementation details are pending legislative completion. If the final text materially changes the technical requirements, clients will need to assess whether additional configuration is required. MNNR will publish updated technical guidance when final text is available. Scope changes post-signing require a signed SOW amendment.
Can the sprint be delivered remotely?
Yes. The sprint is delivered entirely remotely. The client's named technical contact must be available for synchronous sessions on Days 1, 3, and 5. Days 2 and 4 are primarily asynchronous implementation work. All deliverables are transmitted electronically.
What if we don't have draft authorization policies ready?
Draft authorization policies are a hard prerequisite for Day 3. If they are not available, the sprint will pause at the end of Day 2 and resume when policies are provided. Clock time does not stop; calendar days are consumed. Clients should prepare draft policies before signing. If you need guidance on what authorization policies should contain, that is a legal question outside our scope.
Is MNNR a regulated entity?
MNNR, LLC is a Wyoming limited liability company. We are not a regulated financial institution, payment service provider, or law firm. We provide technical controls and tooling. We do not move money, provide legal advice, or hold any financial services license. Clients are responsible for their own regulatory obligations.
How do we start?
Send a scope call request to legal@mnnr.app with a brief description of your platform, your agentic payment architecture, and your target kickoff date. We will respond within two business days to schedule a scope call. No payment is required to request a scope call.
What is the €5,000/month pilot program?
The pilot program is a separate ongoing engagement for organizations that require continuous access to MNNR's governance layer after the initial sprint. It includes ongoing policy configuration support, audit evidence generation, and access to updated controls as the regulatory landscape evolves. Pilot program details are discussed during the scope call. It is not a prerequisite for the sprint.